Z GROUP FINANCIAL

The Complexity of Finances...The Simplicity of a Plan

 

 Welcome to Z Group Financial.  Take advantage of the wealth of financial and insurance information provided.

Newsletter articles, research reports and calculators are available to enhance your understanding of financial and insurance concepts.  You may even request a quote for an insurance or investment product.  More importantly, we hope you will see the value of working with the financial professionals in our firm to develop your financial plan and to help you achieve your financial goals.

Our services are available only in the jurisdictions where we are licensed to do business. These include the states of  Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa,  Michigan, Missouri, New York, North Carolina, Ohio, Oregon, South Carolina, Texas, Virginia and Washington.  Learn more about our firm and our associates.  Be sure to add our site to your list of "favorites" in your internet browser, as we periodically update our information.

If you have a specific question or want more information, click on Contact Us,  drop us an e-mail message at pabloz@zgroupfinancial.com, or call us at 630-242-1055.

We are ready to help!

Pablo and Paul Zalduendo
 

 

 

 

 



 

 

 



 

 
Newsletters

Protect Your Business with a Disaster Readiness Plan

Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

HOT TOPIC: How to Make the Most of the Payroll Tax Cut

Have you considered what you will do with the extra 2% in take-home pay that you will receive in 2011? An extra 2% might not seem like much, but it could be an opportunity to make a difference in your financial future.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

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