Z GROUP FINANCIAL

The Complexity of Finances...The Simplicity of a Plan

 

 Welcome to Z Group Financial.  Take advantage of the wealth of financial and insurance information provided.

Newsletter articles, research reports and calculators are available to enhance your understanding of financial and insurance concepts.  You may even request a quote for an insurance or investment product.  More importantly, we hope you will see the value of working with the financial professionals in our firm to develop your financial plan and to help you achieve your financial goals.

Our services are available only in the jurisdictions where we are licensed to do business. These include the states of  Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa,  Michigan, Missouri, New York, North Carolina, Ohio, Oregon, South Carolina, Texas, Virginia and Washington.  Learn more about our firm and our associates.  Be sure to add our site to your list of "favorites" in your internet browser, as we periodically update our information.

If you have a specific question or want more information, click on Contact Us,  drop us an e-mail message at pabloz@zgroupfinancial.com, or call us at 630-242-1055.

We are ready to help!

Pablo and Paul Zalduendo
 

 

 

 

 



 

 

 



 

 
Newsletters

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

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