Z GROUP FINANCIAL

The Complexity of Finances...The Simplicity of a Plan

 

 Welcome to Z Group Financial.  Take advantage of the wealth of financial and insurance information provided.

Newsletter articles, research reports and calculators are available to enhance your understanding of financial and insurance concepts.  You may even request a quote for an insurance or investment product.  More importantly, we hope you will see the value of working with the financial professionals in our firm to develop your financial plan and to help you achieve your financial goals.

Our services are available only in the jurisdictions where we are licensed to do business. These include the states of  Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa,  Michigan, Missouri, New York, North Carolina, Ohio, Oregon, South Carolina, Texas, Virginia and Washington.  Learn more about our firm and our associates.  Be sure to add our site to your list of "favorites" in your internet browser, as we periodically update our information.

If you have a specific question or want more information, click on Contact Us,  drop us an e-mail message at pabloz@zgroupfinancial.com, or call us at 630-242-1055.

We are ready to help!

Pablo and Paul Zalduendo
 

 

 

 

 



 

 

 



 

 
Newsletters

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

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